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PayPal Applies for Utah Bank License to Expand Small Business Lending

PayPal Applies for Utah Bank License to Expand Small Business Lending

If approved, PayPal Bank would offer business loans and savings accounts
Interest Rates Rise and Loan Demands Fall as 2025 Closes

Interest Rates Rise and Loan Demands Fall as 2025 Closes

30-year fixed-rate conforming mortgage increased to 6.38% this week
Three US Banks Account for 75% of Global Banking AI Patents

Three US Banks Account for 75% of Global Banking AI Patents

Capital One, Bank of America, and JPMorgan Chase dominate AI patent activity
Bank Fraud Hitting Seniors the Hardest

Bank Fraud Hitting Seniors the Hardest

Majority of the $2 billion-plus in losses are from U.S. citizens over the age of 60
PNC Secures Regulatory Approval to Acquire FirstBank for $4.1bn

PNC Secures Regulatory Approval to Acquire FirstBank for $4.1bn

The deal is set to close on January 5, 2026
Market Leaders Analyze Fed Rate Cut

Market Leaders Analyze Fed Rate Cut

Treasury yields rising as Wall Street considers Federal Reserve’s rate cuts
Ten European Banks Unite to Develop Euro Stablecoin

Ten European Banks Unite to Develop Euro Stablecoin

Qivalis plans to launch a MiCAR-compliant euro stablecoin in the second half of 2026
OCC Enables Banks to Act as Crypto Brokers

OCC Enables Banks to Act as Crypto Brokers

Banks can now match crypto buyers and sellers through riskless principal trades
Divyarani Raghupatruni

Alacriti Executive Shares Perspective on Payments

Divyarani Raghupatruni recently talked banking transformation in 2025 and the future of payments with Banking Exchange
SEC Confirms 2026 Rollout of Tokenization ‘Innovation Exemption’

SEC Confirms 2026 Rollout of Tokenization ‘Innovation Exemption’

Eligible firms will be allowed to issue tokens without completing the full SEC registration process
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