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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Time for “data management czar”?

Must CIO become—or partner with—the “CDO”?
Loan committees continue to prove worth

Loan committees continue to prove worth

You can’t automate creative tension and human intuition
Is the Efficiency Ratio still efficient?

Is the Efficiency Ratio still efficient?

It’s one facet of a multi-faceted diamond
Regulatory hurdles (and costs) in Bitcoin world

Regulatory hurdles (and costs) in Bitcoin world

AML and consumer protection concerns shadow virtual currencies
Oil may grease downward M&A trend

Oil may grease downward M&A trend

SNL Report: Falling oil prices could bring down deal pricing in Texas
“The Song Remains the Same”*

“The Song Remains the Same”*

Financial war on criminals must include private sector
UCC-3 termination statements—why intentions don’t matter

UCC-3 termination statements—why intentions don’t matter

Just when you thought things were watertight …
ALCO Beat articles featured exclusively on bankingexchange.com are written by the asset-liability management experts at Darling Consulting Group.

ALCO—for all the right reasons

It’s really not just about making examiners happy
Trade-based laundering rising

Trade-based laundering rising

Most illicit fund flows from developing countries channeled through trade
Retailers not ready for EMV

Retailers not ready for EMV

Security’s top of mind, but survey says urgency to prepare’s lacking
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