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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Ways to pay keep on coming

Wave, swipe, or punch a button—all sorts of new mechanisms
Keeping criminals out of customers' mobile devices and bank mobile services requires teamwork and communication.

Mobility’s price is greater vigilance

Complex ecosystem of devices requires multilayer, full lifecycle solutions
Biometrics has been evolving to include not only what you are, as above, but what you do.

You are what your mobile says you are

Many features of devices can support biometric authentication methods
They may have a ticket to ride, but how they pay for it is still frequently cash. A new study from ACI Wordwide suggests transportation providers must make the switch worth passengers' effort to change.

Riders slowly getting onboard new payments

Cash still preferred by transit customers, but new methods have potential
Increasingly the smart device defines the consumer retail experience, from shopping remotely to shopping in stores—and, by the way, paying for it all.

M-commerce transforming retail point of sale

Lines blur between shopping and payment channels as America goes increasingly mobile
"Clothespin," for consumers who use laundromats and commercial laundromats, makes the experience more convenient. That's a sample of how Mastercard's APIs help developers come up with helpful apps.

Why not a laundry app?

Mastercard introduces easy integration with payments services for developers
New report by Futurion compares 15 large-bank mobile remote deposit programs in depth and presents some troubling statistics for community banks.

Who’s winning mobile remote capture race?

Report cites Capitol One and BBVA, points to community banks’ adoption and growth challenges
Next, will Siri balance checkbooks?

Next, will Siri balance checkbooks?

That task is probably passé, but Apple’s digital assistant’s taking on payments
Reports of a change of name for the bank-run P2P rival to Venmo and other such services have not been confirmed by clearXchange.

Exit clearXchange, enter “Zelle”

P2P service ramping up competition with Venmo, others
Real-time payments on the move in U.S.

Real-time payments on the move in U.S.

Unlike other countries, Fed is relying on private sector here
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