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Fed: Mobile banking, payments gained in 2013

Fed: Mobile banking, payments gained in 2013

Remote capture makes big gains; significant security concerns remain
Prepaid cards starting to surge

Prepaid cards starting to surge

Customers love prepaid cards; merchants love prepaid cards—banks?
Time to charge?

Time to charge?

Long-simmering question of whether or not to charge for e-payments heats up
Opt-in program to reduce online bill payment exceptions

Opt-in program to reduce online bill payment exceptions

NACHA hopes to improve reliability while cutting costs
Many college students use alternative financial sources

Many college students use alternative financial sources

Store ATMs, pawn shops, check cashers attract significant use
Bitcoin ATM debuts in South Carolina

Bitcoin ATM debuts in South Carolina

Joins similar ATMs in Austin, Boston, Seattle, and other cities
Are you ready for EMV?

Are you ready for EMV?

If the answer is “no,” you could face big delays and more fraud
Small businesses warming to remote deposit capture

Small businesses warming to remote deposit capture

Banks still need to focus cross-selling efforts to increase RDC sales
Women, men tend to use digital banking channels differently

Women, men tend to use digital banking channels differently

Debit card use differs depending on gender, research finds
Phased approach toward same-day ACH settlement planned

Phased approach toward same-day ACH settlement planned

NACHA change would shift away from next-day settlement
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