A partnership between FIS and SAP will allow motorists to pay for gasoline at the pump from within their car or by using their mobile phone.
FIS will integrate the FIS Mobile Payment Enablement Gateway solution with SAP Vehicles Network running on SAP HANA Cloud Platform.
The solution will help enable gas stations to simplify the customer experience by accepting secure payments from a connected car or mobile device. Consumers will simply pull up to the pump and be pre-authorized for payment—the pump will be set as soon as the customer steps out of his or her vehicle.
In addition, it will help enable mobile wallet providers, app developers, and automotive original equipment manufacturers to easily connect to the solution—offering rewards and loyalty programs, for instance—to further the experience and build customer loyalty.
“Our FIS Mobile Payment Enablement Gateway will help facilitate mobile payments for retailers in multiple market segments such as gas stations, convenience stores, parking garages and restaurants, as well as emerging markets such as unattended kiosks,” says Bruce Lowthers, executive vice-president, North American Retail Payments, FIS.
Integrating with SAP Vehicles Network built on SAP HANA Cloud Platform, the FIS Mobile Payment Enablement Gateway is expected to provide direct payment processing to merchants, as well as support other payment processors as a transaction gateway in North America. Important to retailers, hardware upgrades are not required. EMV and NFC upgrades are covered by software upgrades.
“Mobile payment technology already is in place at many gas stations,” says Zilvinas Bareisis, senior analyst, Celent. “With the growing acceptance of mobile payments by consumers, it’s only natural to expect rapid merchant acceptance of contactless, cloud-based fueling across North America in the next few years.”