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The housing market is still thriving but the refinance market is slowing

Further easing is expected but banks warn of a deterioration in loan performance

US banks should brace for a rapid increase in delinquencies and charge-offs, according to the research

Not only does technology provide a better customer experience, but it is proven to create a more efficient and less risky lending process from beginning to end

The world is fast progressing within the technology domain and digital services have penetrated to the unexplored corners of life

Default rates have yet to reflect the economic impact of the pandemic, according to Milliman – but may not be as bad as expected

Less than a quarter of homeowners in forbearance have managed to make payments for May, according to fintech firm Black Knight

US banking groups have reduced their prime and reference lending rates following yesterday’s Federal Reserve rate cut

Errors and attempted fraud connected to mortgage applications fell by 3% in January and is down by more than a quarter year-on-year

A shortage in housing supply is continuing to bolster competition among homebuyers across the country

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Webinar: In-person and Remote Banking –
Why this Hybrid Model is the Future of the Branch

Banks combine the brick and mortar
physical banking experience with virtual banking

Time/Date: August 5th, 2021 2:00 P.M. ET

As consumers increasingly prefer to engage with their bank remotely instead of going to a branch location, institutions are looking to modernize the ways in which they interact with customers. Depending on the complexity of the banking activity, some consumers will use self-service digital channels while others will turn to channels where they can get human help. In a hybrid banking model, banks combine the brick and mortar physical banking experience with virtual banking.

In this webinar, OneSpan and guest speaker Alyson Clarke, Principal Analyst at Forrester Research, will discuss why hybrid banking will become mainstream and the importance of putting the right tools in place to support remote account opening, account maintenance, wealth management, and lending.

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