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US Banks Continue to Decline in Number

US Banks Continue to Decline in Number

Assistant vice president of bank says decline is due to few new banks being chartered and increase in mergers

Valley Bank Names New President and First Farmers and Merchants Bank Appoints Chairman and CEO

Valley Bank Names New President and First Farmers and Merchants Bank Appoints Chairman and CEO

Plus: Regions Bank appoints financial services group leader

Acting Comptroller Encourages Banks to ‘Explore Opportunities’ of Special Purpose Credit Programs

Acting Comptroller Encourages Banks to ‘Explore Opportunities’ of Special Purpose Credit Programs

SPCP’s could help address racial and ethnic homeownership as well as wealth gaps

Weak loan demand, low net interest margins, and cyber threats continue to harm banks, according to the OCC

Weak loan demand, low net interest margins, and cyber threats continue to harm banks, according to the OCC

Operational and strategic risk elevated as Covid-19 relief winds down

CFPB Criticizes Smaller Banks for ‘Dependency’ on Overdraft Fees

CFPB Criticizes Smaller Banks for ‘Dependency’ on Overdraft Fees

ABA president and CEO says report uses ‘dated information’ to ‘unfairly criticize banks’

Agility ‘critical’ to remaining profitable, Syntellis report finds

Agility ‘critical’ to remaining profitable, Syntellis report finds

84% of financial institutions need to act to leverage data

ABA-led coalition calls for roadmap for FHA-insured mortgage products post-Libor

ABA-led coalition calls for roadmap for FHA-insured mortgage products post-Libor

US regulators set to refuse Libor exposure from December 31

City National Bank Chairman Retires; Heartland Bank Names Market President

City National Bank Chairman Retires; Heartland Bank Names Market President

Plus: Federal Home Loan Bank of Pittsburgh appoints member director and SmartBank names three experienced banking professionals

Simmons Bank and Spirit of Texas Bank to Merge; Valley National Bank Completes Merger with Westchester Bank

Simmons Bank and Spirit of Texas Bank to Merge; Valley National Bank Completes Merger with Westchester Bank

Plus: Mid Penn Bank completes acquisition of Riverview

Apiture and Alacriti Launch Digital Loan Payment Solution for Banks and Credit Unions

Apiture and Alacriti Launch Digital Loan Payment Solution for Banks and Credit Unions

Platform will allow Apiture clients to improve customer experience, satisfaction, and retention, as well as streamline payment processing

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