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Retail Banking

US regulators have granted a full banking license to Varo Money, making it the first consumer-focused fintech company to become a national bank
The New York-based bank will close six branches and merge them into other existing premises after a multi-year fall in in-person visits
The US Senate has passed a bill extending the Paycheck Protection Program until August 8
Covid-19 and the country’s economic response has provided smaller, relationship-driven banks the opportunity to showcase their strengths
DCBank and XTM want to place cashless kiosks in retail venues – but is a cashless society a realistic aim?
As the pandemic’s impact has reshaped how customers interact with their banks, a JD Power survey sheds light on the best performers
Facing unyielding competition from new players, banks are on a quest to optimize customer profitability
Ponce Bank has entered into a partnership with Grain Technology to use its AI-powered credit tools
Southern California Bancorp’s acquisition of CalWest Bank was postponed after shareholders initially rejected the proposal
KBRA warns that stable delinquency rates could rise in the months ahead as banks have focused on short-term relief
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