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Credit Risk - Banking Exchange
Millennials have stepped up use of personal loans, paying over time, as they make less use of credit card accounts.

Are you missing consumer credit opportunities?

Millennials borrow differently from past generations, says study
Shenanigans of all sorts in your bank or in the offices of a borrower can make business completely screwy. Ed O'Leary says the solution can often be pretty basic ... but effective.

Workplace dysfunction costs lenders

Where does “D” fit into 5 “Cs” of credit?
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Doldrums predicted for major lenders

Seasonality helps big banks grow loans in Q2 but forecast remains dim for year
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Discrimination, lending, and banking’s talent shortage

Google’s diversity issue prompts some fresh thinking
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

D.C. impacts credit picture

Political gridlock weighing on U.S. bank loan growth
Housing remains a fundamental sector of the U.S. economy, says Federal Reserve Board Governor Jerome Powell, yet the structure of the markets is still in a "time out" imposed during the financial crisis.

Fed’s Powell: Settle housing finance future now

Long-simmering remnant of crisis period should be solved in healthy times
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Could a credit storm be coming?

Upbeat talk concerns a veteran cloud-watcher
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Chill winds in auto land

Looming auto slowdown might not be a crisis—but there will be pain
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Loyalty and its link to credit culture

Banks need to lock down the cowboys
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Can’t keep CRE down

Regulatory scrutiny prompting some M&A but not slowing commercial real estate loan growth
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