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Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Increased Credit Card Delinquency Rates Caused by Lenders Taking More Risk

Shifting risk composition caused greater risk credit cards to be issued
Nearly Half of Gen Z Rely on Others For Financial Support

Nearly Half of Gen Z Rely on Others For Financial Support

Gen Z faces financial dependence with 52% not earning enough for their desired lifestyle
Nearly One in Three Consumers Use Financing to Cover Energy Bills

Nearly One in Three Consumers Use Financing to Cover Energy Bills

Consumers are also cutting back on essential and nonessential spending to cover costs
Global Credit Card Market to Exceed $1 Trillion by 2033

Global Credit Card Market to Exceed $1 Trillion by 2033

Growth attributed to increased demand for convenient and flexible payment methods
Three-quarters of Americans Feel Financially Insecure

Three-quarters of Americans Feel Financially Insecure

Figures included 35% who believe they will never achieve financial security
UK Credit Card Spending Hit Record High in December

UK Credit Card Spending Hit Record High in December

Customer spending has continued to rise, while repayments decline
Trade Groups Urge CFPB to Consider Small Firms in Proposed Rule

Trade Groups Urge CFPB to Consider Small Firms in Proposed Rule

Group says banks and fintech firms will struggle with changes to personal financial data rights
CFPB Proposes Ban of Medical Bills on Credit Reports

CFPB Proposes Ban of Medical Bills on Credit Reports

CFPB estimates the proposed rule will result in 22,000 additional mortgage approvals
CFPB releases open banking standards

CFPB releases open banking standards

The new rules will outline the requirements for recognition in the industry
Illinois Limits Interchange Fees

Illinois Limits Interchange Fees

The first-of-its-kind bill bans the collection of interchange fees on taxes and tips
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