The United States housing market peaked in June of 2022, but then declined by almost 5% in the second half of the year

In separate initiatives, the ABA and CFPB are seeking to add to consumer protection measures related to mortgage lending

Fair lending compliance is a critical risk area for banks today, with scrutiny from government regulators only intensifying

America’s gross domestic product rose 2.6% in the third quarter

Government-approved HCAs work to improve homeownership within BME communities

US regulators set to refuse Libor exposure from December 31

The housing market is still thriving but the refinance market is slowing

Further easing is expected but banks warn of a deterioration in loan performance

US banks should brace for a rapid increase in delinquencies and charge-offs, according to the research

Not only does technology provide a better customer experience, but it is proven to create a more efficient and less risky lending process from beginning to end