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Bank of America Moving Back to Commission Based Products for Some Services

Bank of America Moving Back to Commission Based Products for Some Services

The new retirement system for Bank of America is to "provide clients with greater choice and flexibility..."
Student Loan Defaults May Be Greater Than Reported

Student Loan Defaults May Be Greater Than Reported

More than 30 percent of student loan borrowers are in default
Banks here and abroad have been finding ways to use technology to serve the unbanked.

Finding solutions for unbanked consumers

Banking plus tech can include the unincluded
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Small interest in small loans

Banking industry expresses lukewarm enthusiasm for small-dollar lending
National banks should get back into smaller consumer installment loans, and can confidently proceed knowing the Comptroller's Office approves of the concept, according to policy document issued this week.

Make small consumer loans, OCC urges

New bulletin meant to send signal of agency acceptance
Careful users of alternative forms of borrowing may prove to be good prospects for traditional installment credit, according to TransUnion.

Alternative loan borrowers may be traditional prospects

Debt management ability found among users of payday and other short-term credit
In the final part of a three-part series, “Prairie Economist” Mike Moebs discusses how banks can respond to the changing landscape for checking.

Handling changing nature of checking

Looking at intended and unintended consequences of trends
Known mainly in the automotive business and among a few large banks, ChannelNet recently launched a marketing platform for community banks offering personalized messaging, relevant offers, and informational content on a personal microsite.

Data-driven marketing without breaking the bank

Marketing firm launches low-cost platform for smaller financial institutions
In the second part of a three-part series, “Prairie Economist” Mike Moebs discusses how the competitive landscape for checking is changing. New players are playing a different game on the same game board.

Why Walmart likes checking

A quiet but constant evolution in checking competition is underway
In the first part of a three-part series, “Prairie Economist” Mike Moebs begins a discussion of how the operational and competitive aspects of checking have evolved.

Checking undergoes greatest shift since WWII

Role of accounts themselves—and competition’s appetites for relationships—is changing
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