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Financial Optimism Rises Among Middle Income Households

Nearly three-quarters believe they are on the right track to achieve financial prosperity

Less than half of customers are “certain” they will remain with their bank over the next 12 months

Almost 20 years ago, United States merchants filed a lawsuit against Mastercard and Visa

Average late fee charge reduced from $32 to $8

Strong fraud protection is the most important consideration for 32% of consumers

The retail banking industry went on high alert last week as President Joe Biden highlighted a new rule on credit card late fees

TD Bank report found that nearly a third of young consumers have fallen victim to financial fraud

Teenagers are also more likely to experience financial concerns and lie about their financial situation

Report finds 17% of customers think AI will make their lives worse

Over 76% of consumers expect their finances to improve or remain unchanged over the next 12 months