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Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Artificial intelligence (AI) and complex algorithms have become integral in credit decision-making processes
Junk Fees are Causing Consumers to Switch Banks

Junk Fees are Causing Consumers to Switch Banks

Proposed rule to ban junk fees aims to remedy widespread concerns
NBA Warns on Basel III Impact on Minority Communities

NBA Warns on Basel III Impact on Minority Communities

The proposals will impact the relationship between large banks and minority depository institutions, says the association
Credit Card Debt Numbers Rising According to Bankrate

Credit Card Debt Numbers Rising According to Bankrate

Almost 50% of all credit card holders are carrying credit card debt
ICBA "Concerned” Over Revised CDFI Certification Application

ICBA "Concerned” Over Revised CDFI Certification Application

Other banking industry organizations applauded the Treasury Department for working with the industry on revisions
Hispanic Transformation will Drive a $113 Trillion Opportunity for Banks: Three Ways They Can Capture It

Hispanic Transformation will Drive a $113 Trillion Opportunity for Banks: Three Ways They Can Capture It

Very few organizations have been successful in growing their relationships with this audience
Fed Finalizes CRA Modernization Rule

Fed Finalizes CRA Modernization Rule

Banks issue cautious welcome but warn of increased costs for some organizations
Credit Card Debt Over $1 Trillion Draws Attention from Congress

Credit Card Debt Over $1 Trillion Draws Attention from Congress

Interest rates for credit card holders have climbed to a record high of more than 20%
Federal Reserve Should Have Scrutinized SVB’s Interest Rate Risk

Federal Reserve Should Have Scrutinized SVB’s Interest Rate Risk

The office of the Inspector General of the Federal Reserve has published its review of the collapse and made recommendations
What’s Behind the Rapid Growth of CDFIs?

What’s Behind the Rapid Growth of CDFIs?

New research from the New York Fed shows CDFI assets in excess of $450 billion
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