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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Dreadful state of cybersecurity continues

Banks, merchants, and government agencies all at terrible risk
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Can your bank play today’s game?

How a retailer showed there’s life in “live”—if you’re nimble
For most community banks, the most valuable asset is the strong members of the staff. But talent knows its price, and, today, people will walk to where the money is.

Protect your best—or suffer next “lift out”

Tips on retaining bankers who make your bank successful
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Take a Breath”*

 FATF, AI, BSA review, and focus
Bitcoin, Ether, or any of the other digital currencies have one thing in common. They are the foundation of their own mini-economies.

Tokenomics

A business guide to token usage, utility, and value
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Loyalty and its link to credit culture

Banks need to lock down the cowboys
Upside: Profiting From the Profound Demographic Shifts Ahead. By Kenneth Gronback with M.J. Moye. AMACOM. 276 pp.

Handling generational shifts

Book Review: Guide to smarter demographic analysis leaves reader with questions
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Ways to pay keep on coming

Wave, swipe, or punch a button—all sorts of new mechanisms
Jeff Gerrish shares the latest scuttlebutt from the community banking field.

Report from community banking’s trenches

From the “Trump effect” to their most recent exams to the M&A picture, optimism reigns
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Nothing dull about drones

Drones can deliver for banks
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