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Middle-income Americans Prepare for Recession

Middle-income Americans Prepare for Recession

Santander US reports 57% of consumer have delayed a financial decision due to inflation fears
CFPB plans to curb overdraft fees

CFPB plans to curb overdraft fees

The new rules could save consumers over $3.5 billion in fees per year
ABA Criticizes Proposed Cut to Debit Card Fees

ABA Criticizes Proposed Cut to Debit Card Fees

President and CEO Rob Nichols said proposed rules threaten affordable deposit account products
Credit Card Debt Numbers Rising According to Bankrate

Credit Card Debt Numbers Rising According to Bankrate

Almost 50% of all credit card holders are carrying credit card debt
Three ways generative AI will empower banking employees — not replace them

Three ways generative AI will empower banking employees — not replace them

Generative AI is a way to add more efficient access to knowledge and data that can help employees
Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest rates on 30-year fixed rates approaching 6.5%
Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Analysts believe that inflation may fall even quicker than expected
Markets Reach All Time Highs, Treasury Yields Drop

Markets Reach All Time Highs, Treasury Yields Drop

The United States stock market will finish its seventh straight week this week in positive territory
Majority of Americans Reliant on Credit Card Rewards During Holidays

Majority of Americans Reliant on Credit Card Rewards During Holidays

Electronic Payments Coalition survey found that most Americans currently have a credit card with a rewards program
CFPB Approves First Step for Mortgage Disclosures Project

CFPB Approves First Step for Mortgage Disclosures Project

The program allows CFPB to authorize parameters for in-market testing of alternatives to required disclosures
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