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Business Lending Volume Is Low Even While Economists Are Optimistic and Consumer Spending Is High

Business Lending Volume Is Low Even While Economists Are Optimistic and Consumer Spending Is High

Federal Reserve data noted the lack of demand for small business loans even while noting that consumer demand is on the increase
FDIC Seeks Views on Bank Advertising

FDIC Seeks Views on Bank Advertising

Public’s input sought on potential modernization of advertising and signage rules to better reflect how banks operate
A Third of Bank Boards ‘Lack Tech Expertise’, Says New Report

A Third of Bank Boards ‘Lack Tech Expertise’, Says New Report

At least a quarter of board directors should have technology experience, Accenture recommends
Why Accurate Data is Critical for Economic Stability

Why Accurate Data is Critical for Economic Stability

The past year has felt similar to the 2008 economic crisis in many ways.
Fed’s Quarles says stress testing innovations helped steer banks through Covid-19 crisis

Fed’s Quarles says stress testing innovations helped steer banks through Covid-19 crisis

In speech, Quarles said US bank capital levels increased last year
US Banks Resilient Despite Pandemic

US Banks Resilient Despite Pandemic

Research from the Federal Reserve noted profitability and capital positions improved in H2 2020
Bank Credit Losses to Hit $2.1T This Year, Research Shows

Bank Credit Losses to Hit $2.1T This Year, Research Shows

Global loan loss provisions and foregone revenue due to economic impact of pandemic will climb for the next few years
Consumers Happy with Banks During Pandemic, Study Finds

Consumers Happy with Banks During Pandemic, Study Finds

FICO survey finds lack of confidence in short-term finances, but satisfaction with bank support is high
Customer and Employee Experience Should Top Banks Priority List in 2021

Customer and Employee Experience Should Top Banks Priority List in 2021

Consumers will continue to act on the behaviors formed during the pandemic, especially as it relates to digital means of operation and communication
A layered approach to lending on the road to recovery

A layered approach to lending on the road to recovery

Ongoing stay at home orders and unemployment continue to create financial obstacles for the most vulnerable consumers
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