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Economists Become More Optimistic About Credit Conditions

Economists Become More Optimistic About Credit Conditions

Even though headline, consumer and business credit indexes have increased, they remain under neutral level
CFPB Finalizes Rule to Cut Late Credit Card Fees

CFPB Finalizes Rule to Cut Late Credit Card Fees

Average late fee charge reduced from $32 to $8
Biden Administration Targets Banks and Credit Cards

Biden Administration Targets Banks and Credit Cards

The retail banking industry went on high alert last week as President Joe Biden highlighted a new rule on credit card late fees
Consumers Become More Optimistic About Financial Conditions

Consumers Become More Optimistic About Financial Conditions

Over 76% of consumers expect their finances to improve or remain unchanged over the next 12 months
Junk Fees are Causing Consumers to Switch Banks

Junk Fees are Causing Consumers to Switch Banks

Proposed rule to ban junk fees aims to remedy widespread concerns
CFPB plans to curb overdraft fees

CFPB plans to curb overdraft fees

The new rules could save consumers over $3.5 billion in fees per year
Consumers Plan to Reduce Spending in 2024

Consumers Plan to Reduce Spending in 2024

Inflation is continuing to affect how bank customers use their money, Bank of America has found
ABA Criticizes Proposed Cut to Debit Card Fees

ABA Criticizes Proposed Cut to Debit Card Fees

President and CEO Rob Nichols said proposed rules threaten affordable deposit account products
BPI and TCH Call for Stronger Consumer Financial Data Rules

BPI and TCH Call for Stronger Consumer Financial Data Rules

The associations argued the CFPB’s proposal does not go far enough
Consumer Inflation Expectations Decline

Consumer Inflation Expectations Decline

Fed Bank of New York survey found short-term inflation expectations reached the lowest level in three years
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