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How America’s Credit Card Management Is Improving

How America’s Credit Card Management Is Improving

Q3 2019 figures indicate “sound credit management” by consumers as total number of accounts falls for only the second time in seven years
How the Digital Payments Market Will Grow by $2 Trillion in Four Years

How the Digital Payments Market Will Grow by $2 Trillion in Four Years

Global digital payments will total $6.7 trillion by 2023, with the US and China expected to dominate peer-to-peer and point-of-sale sectors
Third Quarter Brings Mixed Bag for Loan Delinquencies, ABA Data Shows

Third Quarter Brings Mixed Bag for Loan Delinquencies, ABA Data Shows

Credit card late payments fell but auto, home and personal loans all saw delinquencies rise in Q3
Visa Buys Payment Network Fintech Plaid in $5.3bn Mega-Deal

Visa Buys Payment Network Fintech Plaid in $5.3bn Mega-Deal

Plaid is a payments network that enables users to connect their financial accounts to third-party mobile applications
Banks Urged to Choose Convenience to Retain Customers

Banks Urged to Choose Convenience to Retain Customers

Banking customers will increasingly choose convenience over risk
Frenemies – The Tenuous Relationship Between Financial Institutions and Fintechs

Frenemies – The Tenuous Relationship Between Financial Institutions and Fintechs

Fintechs often fulfill a need that their own product offerings cannot
JPMorgan Testing the Use of Blockchain To Help Manage Auto Financing

JPMorgan Testing the Use of Blockchain To Help Manage Auto Financing

The new initiative could transform the efficiency of wholesale financing in the auto industry
Banking Algorithms, the Apple Card and Sexism

Banking Algorithms, the Apple Card and Sexism

Allegation that the Apple Card provided husband a credit limit several times higher than his wife’s credit limit
Senior Official Recommends the Launch of a Real-Time Payment System to the Federal Reserve

Senior Official Recommends the Launch of a Real-Time Payment System to the Federal Reserve

FedNow Service is a proposed high-speed payment system
IBM and Softbank Launch Smartphone Initiative for Payments

IBM and Softbank Launch Smartphone Initiative for Payments

The technology will be focused on cross-carrier blockchain solutions

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