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Blockchain in Mortgages – Adopting the New Kid on the Block

Blockchain in Mortgages – Adopting the New Kid on the Block

The world is fast progressing within the technology domain and digital services have penetrated to the unexplored corners of life
What the Covid-19 Pandemic Means for Mortgage Defaults

What the Covid-19 Pandemic Means for Mortgage Defaults

Default rates have yet to reflect the economic impact of the pandemic, according to Milliman – but may not be as bad as expected
Nearly 5m Now in Forbearance Due to Pandemic, Says Survey

Nearly 5m Now in Forbearance Due to Pandemic, Says Survey

Less than a quarter of homeowners in forbearance have managed to make payments for May, according to fintech firm Black Knight
Banks Grant Millions of Payment Deferrals During Pandemic

Banks Grant Millions of Payment Deferrals During Pandemic

New York-based Signature Bank says roughly 14% of its loan book is seeking to defer payments as the pandemic challenges cashflow
Loan Applications Spike After Fed Rate Cut

Loan Applications Spike After Fed Rate Cut

More central bank action expected after Bank of England also cuts interest rate to offset COVID-19 effect on economy
Problematic Mortgages on the Decline as Refinancing Rises

Problematic Mortgages on the Decline as Refinancing Rises

Errors and attempted fraud connected to mortgage applications fell by 3% in January and is down by more than a quarter year-on-year
US Housing Market Continues to Outperform Expectations

US Housing Market Continues to Outperform Expectations

Housing starts grew to almost 1.4 million units, more than 3%
United States Home Sales Showing Positive Signs for Growth

United States Home Sales Showing Positive Signs for Growth

Home sales grew over the last sixty days faster than it has in more than a decade
Addressing an Apparent Contradiction in Credit Scores

Addressing an Apparent Contradiction in Credit Scores

How can credit scores be so good when a downturn is increasingly likely?
HELOC Decline Hurting Banks: Here’s Why

HELOC Decline Hurting Banks: Here’s Why

After the housing bubble burst, consumers have been less willing to tap into equity on their homes

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CSI: Hawthorn River
Lending Regulatory Compliance

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