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Steve Cocheo

Steve Cocheo

The concept of an editable, redactable blockchain goes against the basic premise many hold dear. But it’s actually a good deal more complicated than this simple photo.

A blockchain you can edit?

Debating controversial new prototype in wake of major blockchain bump
Would you trust your finances to a bot yet?

Financial services aren’t tacos

“Bot bankers”: Not quite ready for prime time
TransUnion study indicates many borrowers would be minimally affected, though small percentage would be hit so they couldn't manage higher payments.

What happens to consumers if Fed raises rates?

Analysis indicates 25 bp hike’s average “payment shock” to be barely felt—by most
Is a federal fintech charter coming?

Is a federal fintech charter coming?

Concept wrapped up in OCC’s innovation project, with comment opportunity in receivership rulemaking notice
Fair-lending scrutiny of business lending coming

Fair-lending scrutiny of business lending coming

HMDA-like reporting, mandated by Dodd-Frank, on CFPB’s drawing board
Beware address hijacking

Beware address hijacking

When you call and the “customer” says “go ahead,” it may not be your customer
Increased "touchpoints" of digital banking result in more business, according to research by Bank of the West and Fiserv.

What’s the payoff for investing in digital?

Bank of the West delves into own customer base to measure, and improve, digital ROI
The Business Blockchain: Promise, Practice, And Application Of The Next Internet Technology. By William Mougayar. Wiley. 180 pp.

Your guide to the blockchain revolution

Book Review: Controversial foundation for cryptocurrency isn’t going away. Time to “get it”
Peggy Twohig of CFPB at an ABA regulatory panel. She says "There is deep precedent on what a deceptive practice is."

Q&A: Understanding CFPB's exam mindset

Bureau's Peggy Twohig takes aim at risks to consumers—even the risks they aren't aware of
"Understanding blockchains is tricky. You need to understand their message before you can appreciate their potential"—William Mougayar, author, "The Business Blockchain: Promise, Practice, and Application of the Next Internet Technology."

Blockchain: What you need to know

5 Q&As on leading-edge technology
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