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Weekend Think is where Banking Exchange contributors present viewpoint and analytical articles designed to stimulate bankers' consideration of the present and the future. This week's author Brett King was dubbed "King of the Disruptors" in our inaugural issue. For alerts to "Weekend Think" postings, follow BE on Twitter and LinkedIn.

If traditional products are going, what’s next?

"Long live experiences!" says disrupter Brett King
Community banks can't ignore the immediate, and longer-term implications, of P2P payments as Zelle goes live.

Zelle and future of payments for community banks

A banker’s take on the accelerating availability of P2P payments
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Ways to pay keep on coming

Wave, swipe, or punch a button—all sorts of new mechanisms
Keeping criminals out of customers' mobile devices and bank mobile services requires teamwork and communication.

Mobility’s price is greater vigilance

Complex ecosystem of devices requires multilayer, full lifecycle solutions
Biometrics has been evolving to include not only what you are, as above, but what you do.

You are what your mobile says you are

Many features of devices can support biometric authentication methods
They may have a ticket to ride, but how they pay for it is still frequently cash. A new study from ACI Wordwide suggests transportation providers must make the switch worth passengers' effort to change.

Riders slowly getting onboard new payments

Cash still preferred by transit customers, but new methods have potential
Increasingly the smart device defines the consumer retail experience, from shopping remotely to shopping in stores—and, by the way, paying for it all.

M-commerce transforming retail point of sale

Lines blur between shopping and payment channels as America goes increasingly mobile
"Clothespin," for consumers who use laundromats and commercial laundromats, makes the experience more convenient. That's a sample of how Mastercard's APIs help developers come up with helpful apps.

Why not a laundry app?

Mastercard introduces easy integration with payments services for developers
New report by Futurion compares 15 large-bank mobile remote deposit programs in depth and presents some troubling statistics for community banks.

Who’s winning mobile remote capture race?

Report cites Capitol One and BBVA, points to community banks’ adoption and growth challenges
Next, will Siri balance checkbooks?

Next, will Siri balance checkbooks?

That task is probably passé, but Apple’s digital assistant’s taking on payments
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