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Increasingly the smart device defines the consumer retail experience, from shopping remotely to shopping in stores—and, by the way, paying for it all.

M-commerce transforming retail point of sale

Lines blur between shopping and payment channels as America goes increasingly mobile
"Clothespin," for consumers who use laundromats and commercial laundromats, makes the experience more convenient. That's a sample of how Mastercard's APIs help developers come up with helpful apps.

Why not a laundry app?

Mastercard introduces easy integration with payments services for developers
New report by Futurion compares 15 large-bank mobile remote deposit programs in depth and presents some troubling statistics for community banks.

Who’s winning mobile remote capture race?

Report cites Capitol One and BBVA, points to community banks’ adoption and growth challenges
Next, will Siri balance checkbooks?

Next, will Siri balance checkbooks?

That task is probably passé, but Apple’s digital assistant’s taking on payments
Reports of a change of name for the bank-run P2P rival to Venmo and other such services have not been confirmed by clearXchange.

Exit clearXchange, enter “Zelle”

P2P service ramping up competition with Venmo, others
Real-time payments on the move in U.S.

Real-time payments on the move in U.S.

Unlike other countries, Fed is relying on private sector here
Analyst Gareth Lodge of Celent says the landmark deal happens as payments players, facing an oversupply of options, fight to be among the survivors.

Visa and PayPal opt for “co-opetition”

Combo could mark milestone in evolution of crowded payments system
"Hola cliente"—Bank of America now gives mobile app users the choice of English or Spanish.

BofA ups ante on mobile apps

Adds options for Spanish, easier navigation, rewards redemption, and free FICO scores
It's hard enough to get people to read disclosures on paper. Who will read a traditional written disclosure on a small screen?

How to handle mobile disclosures?

Creativity and a smidgen of “Yelp” may help meet the challenge of handheld compliance
Visa's digital commerce tool enables banks to build their own branded mobile commerce applications.

Building mobile commerce with new Visa app

Tool seen as accelerating digital payments development
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