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Payments

NACHA change would shift away from next-day settlement
Bitcoin platform, if not the actual currency, could augur a major shift
NACHA rule changes standardize P2P, clarify third-party sender definition
Agreements affect Visa, MasterCard debit cards
74,000 new people a day banked online in 2013
Consumers cite convenience, flexibility, fixed spending limit
Debit chip card agreements ease adoption across networks
Book Review: Guides to a moving target
Group’s priorities begin with EMV, tokenization, encryption
Quick sharing of fraud information helps stop attacks, mitigate damage
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