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Payments

Long-simmering question of whether or not to charge for e-payments heats up
NACHA hopes to improve reliability while cutting costs
Store ATMs, pawn shops, check cashers attract significant use
Joins similar ATMs in Austin, Boston, Seattle, and other cities
If the answer is “no,” you could face big delays and more fraud
Banks still need to focus cross-selling efforts to increase RDC sales
Debit card use differs depending on gender, research finds
NACHA change would shift away from next-day settlement
Bitcoin platform, if not the actual currency, could augur a major shift
NACHA rule changes standardize P2P, clarify third-party sender definition
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