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Will concentrate on application to unbanked, privacy, security, money management
Branch data tools may be your best weapons
Personal, face-to-face relationships still matter
As apps proliferate, they get hidden in public app stores
Teller tablets sync with advanced kiosks
Slowly, the mobile wallet players focus on… customers
90% say rewards outweigh risks and costs
Accelerating malware attacks prompt inclusive protections
Also amenable to doing without branches
Online “buzz” demands dedicated time, attention
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