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Steve Cocheo

Steve Cocheo

How will Acting CFPB Director Mick Mulvaney treat the bureau's complaints program? He's looking for input from banks and other stakeholders.

Any beefs about CFPB complaint system?

Bureau seeks input as part of overall review
Tax breaks rock, but earlier tax planning decisions had to be adjusted for in 2017. This meant a substantial hit to industry earnings.

One-time tax bite wallops 2017 earnings

Industrywide, and among community banks, fourth-quarter tax moves affect annual performance
In a survey a group of banks says fintech innovation ideas actually make it through to implementation less than one out of four times. How can this ratio be improved?

Can innovation get traction?

Not every cool fintech idea flies. Finding better success ratios
Digital payments begins takeoff in earnest

Digital payments begins takeoff in earnest

ROI may have to wait while base builds, says IBM payment expert
While trends have been favorable, lenders have been watching some sectors closely. In some cases underwriting standards have tightened, says TransUnion in a recent study.

Strong economy supports rising consumer credit

Debt rising in auto, card, mortgage, and personal loan sectors
Online financial company Aspiration's Summit Account and other offerings provide banking and investment products with some unusual features.

“I can pay what?”

Aspiration brings different mindset to financial fees
Why keep the same-old same-old under your roof when you can refresh what you've got from the cloud? suggests Capgemini research.

Making the case for “cloud-native”

Breaking out of traditional core approaches
A major monetary and mission slash proposed in the federal budget earlier this week was followed by internal moves by Acting Director Mick Mulvaney.

CFPB revamp continues

Bureau seeks input on supervision, issues strategic plan, same week budget would slash money and scope
Consumers would like the kind of security implied by all those padlocks, but not all the transactional friction that comes with such security.

“Don’t you know me yet?”

Online customers want security without friction, but seek assurance too
Bankers can learn some lessons from EY's Union Square lab in New York City.

Shifting into innovation gear

NYC innovation lab veteran on adopting the right approaches
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