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Fintech - Banking Exchange
OCC's recent responsible innovation forum explored how fintech and other new ideas could better serve American consumers.

Better serving beleaguered consumers

OCC forum session explores helping consumers via fintech
A viewpoint from attorney Richard Riese on the two-way street of innovation.

Innovation responsibility not just on banks

Consumers bear their own responsibility when using leading-edge services
The Bank of England, the "Old Lady of Threadneedle Street," will actually put some of its own operations into the fintech ring.

Bank of England outlines fintech plan

5-point program opens doors to fintech firms
Eastern Lab's Dan O'Malley and his teams helped earn Eastern Bank the Celent "Model Bank of the Year" award.

Inside Eastern Labs

Eastern Bank’s Dan O’Malley on customer experience, need for speed, and bank evolution
Each swipe on those little plastic Square devices does more than make a payment. They build data sets that Square can use to build appeal to the small business lending market.

Are you watching the right fintech players?

E-commerce growth and decline of cash may usher in new small business lending competition
Uber often serves as the touchstone for disruptive innovation. Uber was an outsider breaking in—but banks are regulated and on the inside, breaking out. At a conference this week banking innovators and their compliance partners discussed how banking can advance.

Banking, compliance, and “fintegration”

How Citi and BBVA business execs and compliance experts partner for new efforts
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

How are marketplace lenders’ lenders doing?

SNL Report: Banks that issue loans for digital lenders increasingly reliant on shaky industry
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Fixing CRA ratings

SNL Report: Unsatisfactory regulatory marks require complex solutions from banks
While some traditional institutions may take comfort in the recent stumbles of marketplace lenders, analyst Chris Skinner advises that they remember the Malaysian folk tale of the elephant and the mouse. (Hint: Things went badly for the pachyderm.)

Chris Skinner: Beware the mice of fintech

Not all fintech firms threaten banks. As for those that may, down is not out
Blockchain, alchemy, and invoking Tolkien

Blockchain, alchemy, and invoking Tolkien

Speeding up securities processing through the blockchain may ultimately mean rethinking flowthrough
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