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Digital Human: The Fourth Revolution Of Humanity Includes Everyone. By Chris Skinner. Marshall Cavendish Business, 344 pp.

Book Excerpt: Chris Skinner’s “Digital Human”

Welcome to the Fourth Age of Humanity
In a survey a group of banks says fintech innovation ideas actually make it through to implementation less than one out of four times. How can this ratio be improved?

Can innovation get traction?

Not every cool fintech idea flies. Finding better success ratios
Digital payments begins takeoff in earnest

Digital payments begins takeoff in earnest

ROI may have to wait while base builds, says IBM payment expert
Digital Human: The Fourth Revolution Of Humanity Includes Everyone. By Chris Skinner. Marshall Cavendish Business, 344 pp.

Predictions of digital humanity

Book Review: Why might humans need banks in the future?
U.K., U.S. regulators collaborate on fintech

U.K., U.S. regulators collaborate on fintech

CFTC and FCA sign innovation arrangement
Bankers can learn some lessons from EY's Union Square lab in New York City.

Shifting into innovation gear

NYC innovation lab veteran on adopting the right approaches
States begin fintech license streamlining

States begin fintech license streamlining

First step is to standardize licensing practices for fintech payments
There are many trends to chase, but what's your strategy?

Where will 2018 take banking’s tech?

The real trick is being ready for trip
While she is upbeat in some regards for the Northeastern banks she covers, Keefe, Bruyette & Woods, Inc., analyst Collyn Gilbert also has concerns regarding commercial real estate and technology adoption.

Time to up pace of tech adoption?

KBW analyst: Aging NE bank leadership still hooked on branches—and heavy on CRE credit with potential issues
When open banking comes to the U.S. it might unleash a period of heavy competition, suggests Alan McIntyre of Accenture. In the meantime, he says, U.S. bankers' eyes are on Europe.

Open banking may blur bank/retailer line

U.S. banks might pursue melding as competitive edge against other banks
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