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Much excitement accompanies the launch of a new cryptocurrency. But eventually, according to blogger William Mougayar, business gravity will take over.

The darkness side and long honeymoons of token sales

What happens after the “initial coin offering”?
Banks generate huge pools of data and that will only increase as digital banking becomes the norm. The question is how to best harness all that information to best serve customers.

Analytical eye brings greater customer insight

New approaches open opportunities for data-driven marketing, compliance, and fraud mitigation
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

What Wells Fargo report means to your bank

The directors’ report contains lessons for all managers and board members
Mike Moebs, "The Prairie Economist," recently compared bank cross-sell ratios to credit union results and found lessons for all depository institutions.

The cross-selling challenge: How to win the race

Management needs to understand what strategy it’s using
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Those who talk tech talk going for AI

Artificial intelligence could completely disrupt—in a good way—banking operations within three years
OK, so you've convened, conferred, and concluded. What happens next with the strategic plan you put together? The answer hinges on how you went along all the way through the process, advises Jeff Gerrish.

10 commandments + 1 for community bank planning

This effort can produce—when done properly
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Do you want to “work big” or “work small”?

As industry hierarchy evolves, lenders must decide what’s most important to them
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Themes from an Imaginary Western”*

… or, simply, elements of a BSA/AML conference
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

What’s your social handle?

Social media changes marketing for all financial players
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Everybody loves mobile but neglects safety

Depressing research proves over and over, folks fail to protect themselves
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