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More car buyers will be looking into used models as a surge of vehicles comes off three-year leases in 2018.

New auto sales slip in favor of used

Off-lease activity brings value at used prices
Prairie Economist Mike Moebs digs below the national debate to discuss what pending changes could mean in your own community.

Trump, tariffs, and trade: What could be the local consequences?

Insights from international trade expert bring debate home
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Culture issues just won’t go away

How well do bankers understand their own banks’ cultures?
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Time of the Season”*

It’s conference season. Here’s a smarter approach to attending
Partnering may be in fashion, but sometimes building or buying work best.

Fintech: partner, build, or buy?

Stuck? Here are 3 key questions to ask
The change in regulatory leadership is already bringing some new attitudes. But don’t be fooled into thinking the core focus of fair banking will change.

How will fair banking fare?

D.C. stance may shift—but fundamentals, state and private actions, and the law remain
Two key advocacy groups in Washington have decided to join forces.

Key trade groups to combine

Financial Services Roundtable and The Clearing House Association get together
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Cybersecurity’s in a pressure cooker

Boards deem cyber defense critical while tech experts see growing career options
H.R. 5266 would put a renamed CFPB under a five-member commission rather than the current single-director setup.

CFPB name, leadership would change under bill

Bureau would become “Financial Product Safety Commission”
Bankers now have a chance to weigh in on their views regarding regulations adopted by the bureau since its establishment. The bureau wants comment on both potential changes and what commenters think should be left as is.

Open season on CFPB rules

Mulvaney’s reexamination of bureau continues with request for input on most regs
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