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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Any end to ethical lapses?

Bad press reflects, ultimately, on every bank. Accountability is the best solution
U.S. Bank executive doesn't think a digital-only bank can scale, hence the company's emphasis on meeting the customer's needs on whichever platform or combination thereof they desire.

U.S. Bank: Digital as part of omnichannel strategy

While backing Zelle, Gareth Gaston also likes branches
Marketplace lender's new leader outlined three initiatives for the company's near-term future at LendIt USA recently.

Lending Club CEO sketches the future

Scott Sanborn points to new initiatives following tough 2016
Ikea instructions typically lack words, relying on pictures instead. Is this you with an Ikea kit?

Lessons from Ikea about IT project management

Furniture assembly and technology bear more than passing similarity
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

CRE relief coming?

Regulators aim to make commercial real estate lending easier via threshold and appraisal shifts
Complete honesty in security answers may be missing the point, when answers to common questions can be easily found on the web.

Can websearch reveal your security answers?

It’s possible everyone can find your mother’s maiden name
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Double-digit ROEs in sight for U.S. banks

Rising rates improves outlook for institutions
Avoka’s Don Bergal provides three tips on improving digital sales in the wake of research demonstrating how far behind many banks remain.

Big bank digital sales hardly “agile”

Slow, disconnected, and steeped in outdated technology—study’s findings of most mobile and online offerings in a nutshell
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Payments tech goes berserk

Prepaid cards; P2P; mobile wallets; social media; voice-activated buying; virtual reality—can anybody spare a dime?
Imagine the smart device as one of several funnels that the bank pours its key elements into and you begin to get where PwC's suggested strategy begins.

Can “wrap and digitize” take you into digital age?

No simple feat, creating a digital bank around a traditional core may be path for most
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