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Artificial Intelligence

Fintech in the form of virtual currencies, artificial intelligence, and new forms of intermediation will remake central banking in ways that are just beginning to come into focus.

How fintech could remake central banking

IMF chief sketches economic future remade through new technologies
Disruption can be a lot of fun, but, in the words of one regulator, when a fintech touches a bank, they've touched a regulator too.

Fintech meets the regulators

Newcomers meet the folks the bankers know well
Before long Bitcoin and other cryptocurrencies will become more than a tech curiosity, predicts Jason Leinwand of FirstLine FX, LLC.

An FX strategist looks at Bitcoin’s future

Mainstream days for cryptocurrencies are closer than some think
Banking's digital path promises to move rapidly, but the human factor will be a key element of the business for years to come, predicts SunTrust head of consumer digital.

Don’t try so hard to imitate Amazon

SunTrust’s Anoop Warrier discusses the challenge of balancing humans and digital
"I don't know what we will call them, but banks and fintechs will merge into one industry," says KBW's Cannon. "They won't be seen as two separate industries in the future."

How fintech will change bank M&A

Top KBW analyst Fred Cannon sees fintech and banking industries merging
Look carefully before you partner with a fintech, or your bank risks partnering with trouble.

Taking a risk-based approach to innovation partners

Banks must make sure a good idea won’t lead to trouble
How buzzwords put us at risk

How buzzwords put us at risk

Popular terms for complicated tech can cloud key issues
In only a few years the Washington discussion has shifted for fintech, though challenges remain as regulators sprint to keep up with technologists.

Fintech players assess post-disruption environment

Leaders from Square, Lending Club, and Citi discuss regulatory balance
Yesterday's disruptive competitor is today's willing partner. How things change.

Is marketplace lending maturing?

Acting Comptroller sees signs that yesterday’s disruptor isn’t quite so rambunctious
Digital transformation sometimes stymied

Digital transformation sometimes stymied

It’s the pace of change that flummoxes banks
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