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Artificial Intelligence

New ideas work even better when someone keeps them working. Pam Kilday, SunTrust's head of operations, talks about the challenges and opportunities of making innovation a long-term proposition.

Innovation’s great. But it’s got to be right

For banks, fintech is a marathon, not a sprint
Challenger banks enter the ring with something new. But after enough victories, an interesting thing happens to them...

Challenger banks build on niches

Three players rely on specialties to make new brands fly
To serve today's small business, community banks must offer strong digital services. But offering these products doesn't mean a bank has to reinvent the wheel.

Digital currency—and not talking crypto

Community banks that can’t offer current technology miss opportunities
Unlike other countries where faster payments structures could be implemented by government fiat, an element of cooperation will prove essential to improving payments in the U.S.

Faster payment's next steps detailed by Fed

Public-private collaboration remains fundamental to resolving myriad issues
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

How ready is your “Plan B”? (Really)

Don’t wait for a disaster to find out
Fintechs and traditional banks frequently have a different concept of where the future of a startup organization lies, said Acting Comptroller of the Currency Keith Noreika.

Regulation meets innovation

Acting Comptroller Noreika talks fintech at Finovate Fall
Millennials have stepped up use of personal loans, paying over time, as they make less use of credit card accounts.

Are you missing consumer credit opportunities?

Millennials borrow differently from past generations, says study
Today, it's all customer experience, all the time. Capital One Bank's Patrick Moore discusses how CFOs and other middle-market officers like leading edge technology from banks.

Capital One does a little reverse disruption

Survey of middle market firms points the way
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Are you totally stuck?

Read your IT contracts before you sign … or get used to living with your vendor
Chief Innovation Officer Beth Knickerbocker and innovation office staff field many questions about innovation and can help banks and fintech players find answers among OCC subject matter experts.

OCC innovation office builds fintech dialog

Fledgling effort serves as clearinghouse and more in the “fintech ecosystem”
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