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What matters more to people today? Community connection or continuous connectivity? Next Voices blogger Kelsey Neisen examines the evidence.

Is community commitment enough?

You’ve got to walk the talk—and show it. But without modern tech …
Today banking has to be everywhere. But what's the right balance of digital and physical presence?

Branch angst drives divergent strategies

"Still Crazy After All These Years" sums up ongoing debate
Pricing and fee income prove to be a complicated three-dimensional puzzle, but Prairie Economist Mike Moebs has some solutions to the cube.

What’s happening to fee income?

Nothing happens in a vacuum. Relationship pricing and stashing cash change revenue mix
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

More small banks selling to credit unions

Unusual deals, still rare, tick up in 2017
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Why and how Bank of the Ozarks cut holding company

Bank pursued state law changes before revamping
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

You can’t disappear anymore

From smart phones to interstate highways, you are being watched
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

SoFi Bank charter could test CRA status quo

Partition of legacy activity and proposed bank part of plan
The roles of the board, top management, and the exam and supervisory teams all come in for review in a new proposal from the Federal Reserve Board.

Examining Fed’s proposed guidance for bank boards

All banks, all sizes should be reviewing new missive
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Discrimination, lending, and banking’s talent shortage

Google’s diversity issue prompts some fresh thinking
ALCO Beat articles featured exclusively on bankingexchange.com are written by the asset-liability management experts at Darling Consulting Group.

5 key steps to improve ALM model assumptions

Assumptions should never go unquestioned in these uncertain times
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