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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

New tech terms to make you scratch your head

Example: "Steganography" has nothing to do with stegosauruses, but it could still trample your cyber defenses
Don’t ditch your holding company

Don’t ditch your holding company

Just because a couple of big banks cut the ties doesn’t mean you should
New CFPB overdraft forms draw compliments—and questions

New CFPB overdraft forms draw compliments—and questions

“Know Before You Owe” disclosures will be clear, but the research behind them is not.
Two leading large community banks join forces, intending to add more muscle after a transition period.

Two banks join and cross “the line”

First Financial and MainSource Financial to link to serve tri-state market
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Margins improve in second quarter

Community banks start earnings season reporting higher levels
If asked right now, how would you conclusively prove that you are who you say—and think—you are?

Identity crisis: Who the heck are you?

In a digital world, identity grows more important than ever
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

D.C. impacts credit picture

Political gridlock weighing on U.S. bank loan growth
A new generation will take financial services into the future. In the new blog "Next Voices," being previewed here, a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

3 skills to look for in your next hire

Both hard skills and people skills matter
The chairman's shoes are large ones to fill when the job is being done right. Who should wear your bank's next?

Who gets the gavel next?

Looking for a new board chair? Right pick can be critical
The Bank for International Settlements has introduced a new wrinkle for the foreign exchange business—a code of conduct.

Conduct code comes to FX business

Signing code means abiding by set of ethical practices
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