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APIs may be banks' opportunity to cash in, says a new report by Capgemini and Efma.

How APIs will change retail banking

New study sets out models for collaboration between banks and fintech
What can banks do to ensure they can serve the next generation? A new generation will take financial services into the future. In the new blog "Next Voices" a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

6 steps to take away from extinction

Some common sense ways banks can meet modern customers’ needs
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Midwest M&A heating up in metro areas

But deal outlook trends down in more rural midwestern markets
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Dreadful state of cybersecurity continues

Banks, merchants, and government agencies all at terrible risk
It's time to make some things happen. Here are ways to push them through.

11 ways to bulldoze roadblocks to change

When same-old same-old doesn’t cut it, do something about it!
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Can your bank play today’s game?

How a retailer showed there’s life in “live”—if you’re nimble
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Take a Breath”*

 FATF, AI, BSA review, and focus
Do digital plays work the same way around the world?

Money, pengar, geld

Digital banker trades ideas with veterans and newbies in European financial capitals
Bitcoin is just the tip of the blockchain iceberg, but many banks aren't even heading to the Arctic Circle yet.

Don’t miss the blockchain train

Waiting until everything looks clear may leave your bank behind
Community banks can't ignore the immediate, and longer-term implications, of P2P payments as Zelle goes live.

Zelle and future of payments for community banks

A banker’s take on the accelerating availability of P2P payments
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