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Same-day ACH is a gift. Use it

Same-day ACH is a gift. Use it

New capability is an opportunity to build cash management business. Don’t let fintechs grab it
What matters more to people today? Community connection or continuous connectivity? Next Voices blogger Kelsey Neisen examines the evidence.

Is community commitment enough?

You’ve got to walk the talk—and show it. But without modern tech …
Why wouldn't a farmer equipped with the latest ag tech want the latest in bank tech? Don't fall for stereotypes, warns Next Voices blogger Kelsey Neisen.

Farmer Jones wants mobile banking

Is your bank succumbing to business-eroding stereotypes?
Tech Viewpoint: Should banks open their virtual doors to third-party applications?

Open APIs: Good move for your bank?

Ultimately, they are another argument for partnership
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

What shrinking retail footprint means for your bank

If people don’t window shop anymore, what’s exciting about your branch?
Online commerce disrupts traditional commerce in large communities as well as small. A veteran community banker asks if the loss of face-to-face experience is a long-term benefit for America.

The ruralization of urban America

Demise of Main Street has morphed and is spreading to bigger places
“If we have simply substituted one group’s impositions for another’s, all we will have done is perpetuate a grudge match, with each test more bitter than the last”—Bill Streeter, editor & publisher

This dangerous dance…

A wakeup call for bankers … and for America
Some of what bankers "know" about Millennials is influenced by their own generational filters. Boomer bankers see things through boomer eyes, says Florida banker Chris Nichols.

Misunderstanding Millennials

Why Millennials are your bank's canaries—watch them!
Conditions for formation of de novo banks may be warming up, but Jeff Gerrish says some post-crisis factors may still chill things a bit.

Can America grow new banks again?

Conditions may thaw, but big shift may take time
Which is the weakest link?

Which is the weakest link?

Tech Viewpoint: Comparing money laundering in the traditional financial ecosystem versus blockchains
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