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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

8 tech terms you may not know

It’s important to at least begin to get familiar with them. Good luck.
New research from TransUnion separates facts versus fiction of fintech lending.

How do marketplace loans perform?

Fintech lenders’ practices evolve, nearing bank-level results
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Flow of refis to trickle down

Mortgage rate spike shutters refinance boom
Consumer Financial Protection Bureau made it clear four years ago that reverse mortgage advertisign was under scrutiny.

CFPB cites reverse mortgage firms for deception

Three companies accused of making false ad claims
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Reserves—a weighty decision

Banks cut provisioning despite uptick in credit quality concerns
Bankers have a limited-time opportunity to "refinance" consumers' savings deposits.

It’s going to be depositors’ game again

Markets provide a call to action for depositors—and opportunistic bankers
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Bucks to bytes building

Digital lenders in growth mode despite setbacks
Tom Vartanian has spent decades in Washington in banking legal circles. He suggests that understanding where banking law and regulation could go begins by understanding where it stands and how it got there.

D.C. veteran assesses chances for bank law reform

Dechert’s Tom Vartanian urges cautious optimism—and doses of reality
Bankruption: How Community Banking Can Survive Fintech. By John Waupsh. Wiley. 312 pp.

Ten years to digital or else?

Book Review: Race isn’t over—but you’d better start running
For decades many bankers have wanted credit unions to pay taxes. "Prairie Economist" Mike Moebs suggests there's an attractive alternative to having IRS chase the bulk of the credit union industry.

Should credit unions be taxed?

Taxing small banks and credit unions isn’t the answer. Jobs and efficiency are
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