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Do you see what's wrong with this picture? Culture can be a subtle thing, but it is critical, says blogger Dan Fisher. Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Tech match or mismatch?

Do your vendors get your bank’s culture?
Only a handful of U.S. banks have tried video banking, but usage overseas is picking up.

Video banking gaining acceptance overseas

Potential seen in mortgage, financial planning, wealth management
In his latest "Making Sense" blog John Ginovsky includes some fascinating behavioral differences revealed when you put iPhone and Android users head to head.

Taking mobile seriously, but as what?

Most everyone now has a smart phone—what does this imply for bank strategy?
The Consumer Financial Protection Bureau has very full plate set for 2016 and 2017.

CFPB 2016: predictions, guesses, best estimates

Bureau’s scrutiny grows higher, deeper, and wider
Maine's Androscoggin Bank is one of 15 institutions currently offering the Wealth Builder mortgage, invented by a pair of think tank experts.

Building home-based wealth

Innovative mortgage design builds equity faster
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

What are big bank earnings telling us?

Mixed results show some commonalities
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Oil flow causes stress

SNL Report: Last year's Fed stress test included $110 oil—showing limits of exercise
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

Panama Papers: Hot—but issues aren’t new

“There’s something happening here, but what it is ain’t exactly clear”*
Look-alike loans may not really be alike when you dig into the data. Common sense would tell you that. Each "Common Sense Compliance" blog brings perspective by delving for meanings behind trends—and missed footnotes that mean a big deal.

Fair lending and new HMDA data

Can you really prove discrimination using only data?
Making decisions about your bank and the blockchain can seem daunting. But a reasoned decision process can put you in charge of the process.

Start taming the blockchain

Begin with understanding nature of blockchain world, then prioritize possibilities
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