Modern Payments, Real Challenges: What the Data Tells Us

Explore the factors slowing down transformation — and how to address them with clarity and confidence.

As expectations around speed, transparency, and flexibility continue to evolve, financial institutions face mounting pressure to modernize their payment systems.

But modernization isn't a simple switch — it requires strategic planning, infrastructure updates, and a clear understanding of shifting client needs.

This article from Alacriti with research from Datos Insights provides an in-depth look at the most common challenges institutions face when updating their payments infrastructure, and offers insights to guide your strategy, including:

• The impact of legacy systems on modernization efforts
• Why real-time visibility is just as critical as real-time speed
• How client behavior data can help shape more relevant use cases
• What institutions need to know about fraud prevention in faster payments
• The risk of quiet disintermediation from non-bank competitors

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This white paper is brought to you by: Alacriti