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Lines of Business - Banking Exchange
EQ Bank offers customers a growing menu of services and functionalities.

EQ Bank: Partnership, perseverance, and perspiration

How branchless bank up north went digital, busting projections
U.S. Bank executive doesn't think a digital-only bank can scale, hence the company's emphasis on meeting the customer's needs on whichever platform or combination thereof they desire.

U.S. Bank: Digital as part of omnichannel strategy

While backing Zelle, Gareth Gaston also likes branches
Marketplace lender's new leader outlined three initiatives for the company's near-term future at LendIt USA recently.

Lending Club CEO sketches the future

Scott Sanborn points to new initiatives following tough 2016
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

CRE relief coming?

Regulators aim to make commercial real estate lending easier via threshold and appraisal shifts
Avoka’s Don Bergal provides three tips on improving digital sales in the wake of research demonstrating how far behind many banks remain.

Big bank digital sales hardly “agile”

Slow, disconnected, and steeped in outdated technology—study’s findings of most mobile and online offerings in a nutshell
Imagine the smart device as one of several funnels that the bank pours its key elements into and you begin to get where PwC's suggested strategy begins.

Can “wrap and digitize” take you into digital age?

No simple feat, creating a digital bank around a traditional core may be path for most
Overdraft fee policy can follow two different strategies, according to Mike Moebs, "The Prairie Economist." Financial institutions have a choice of polar opposites—but he says they must do something.

Overdraft service demands a decision

Your pricing may be off. Here are thoughts on how to adjust it
“A huge lesson for banks is to throw out technology regularly and continuously rebuild,” says Alexei Miller of DataArt.

Moderation in “fast-failure” times?

There’s room for improvement, but bank IT isn’t quite jurassic either
Forethought when your bank enters into technology contracts can be one of the best solutions when your bank needs to terminate a relationship early, later on. But additional steps can make the termination-end arm wrestle a bit more fair.

How to win the tech contract game

Start early; take your time; be persistent and aggressive
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

6 more tech terms you need to know

Hacker? Deep web? Juniorization? Post-app era?
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