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Lines of Business - Banking Exchange
Competition, regulations add costs to money transfer organizations
Three lenders share their strategies
Consumers look like a better bet
SNL Report: Pricing varies significantly based on workload, innovation, history
Broader targets just first step
SNL Report: Expansion hinges on economic growth
Poor account analysis erodes your bank’s independent future
 “By the book” avoids headaches and heartaches
Balance skepticism, curiosity, and awareness
An idea you will sniff at, plus a challenge
Page 51 of 57

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From Instant Payments to Stablecoins:
Building for What's Next

Tuesday, July 14, 2026 at 2:00 ET

Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

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