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The crucial front in the battle between big banks and community financial institutions has shifted from the physical world to the digital one
Two community banks snapped by Simmons, while Illinois’ Heartland Bank looks to push into Iowa
ABA warns of wide-ranging impacts of central bank digital currencies
Bringing in new customers is increasingly happening online rather than in person
It’s undisputed that the pandemic brought upon new obstacles to the way people bank and pay each other
Meanwhile, TGR Financial to merge with First Foundation and Liberty Bank to acquire Tri-State Bank
US Bank and Huntington have developed new personalized digital services for individual customers
Fintech partnerships increasingly focus on combating cyber threats, as banks fight ‘trojans’ in digital age
Plus: First Bancorp announces Select Bancorp takeover, United Community Banks buys Aquesta, Oconee to merge with Elberton
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From Instant Payments to Stablecoins:
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Tuesday, July 14, 2026 at 2:00 ET

Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

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