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More than Half of Consumers Don’t Understand Where to Keep Their Savings

More than Half of Consumers Don’t Understand Where to Keep Their Savings

Lack of knowledge about high-yield savings may cause consumers to keep money in lower-yield accounts they wrongly see as safer
Mortgage Rates Impacting Home Sales

Mortgage Rates Impacting Home Sales

Mortgage rates moved demonstrably higher last week
Buy Now Pay Later Statistics Show Concern for Retail Banking Consumers

Buy Now Pay Later Statistics Show Concern for Retail Banking Consumers

Lending Tree survey showed that these plans are being used as short-term loans
Strong Week for Markets, Housing Data May Be Better Than Reported

Strong Week for Markets, Housing Data May Be Better Than Reported

Three-day winning streak after less anxiety from trade fears
Cash-Out Mortgage Refinance Borrowers use money to pay off debts

Cash-Out Mortgage Refinance Borrowers use money to pay off debts

Cash-out borrowers used money to pay down credit card debt and auto loans
Incorporating Macroeconomic Scenarios in Credit Loss Forecasting

Incorporating Macroeconomic Scenarios in Credit Loss Forecasting

Credit loss forecasting is a crucial aspect of risk management for financial institutions
Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Lending Market Set to Open Up Even Before 0.5% Interest Rate Cut

Fixed-rate mortgages moved even lower this week
Real Estate Market Showing Hopeful Signs for Lenders

Real Estate Market Showing Hopeful Signs for Lenders

Industry has reason for optimism with previously owned homes rising by 1.3% in July
FHA Permanently Removes Face-to-Face Meeting Requirement for Defaulted Borrowers

FHA Permanently Removes Face-to-Face Meeting Requirement for Defaulted Borrowers

Making permanent a key Covid-era change
Euro-Zone Reports First Loan Demand Increase Since 2022

Euro-Zone Reports First Loan Demand Increase Since 2022

Demand for housing loans increase by 16%
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