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SNL Financial

SNL Financial

SNL Financial, now part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy: Banking, Insurance, Financial Services, Real Estate, Energy, Media & Communications and Metals & Mining. SNL's business intelligence service provides investment professionals, from leading Wall Street institutions to top corporate management, with access to an in-depth electronic database, available online and updated 24/7. This article originally appeared on the subscriber side of SNL Financial's website in slightly different form and appears on www.bankingexchange.com as part of a cooperative venture. Each week a selected SNL article will be brought to our readers. Click here to learn more about SNL Financial and to obtain a free trial subscription. 

You might think, “If you can’t foreclose, you can’t lend,” but lenders are still making mortgages even where they can’t seize homes. However, the pace is slower in such locales.

Mortgages made, even when courts slow recoveries

SNL Report: Despite bloated foreclosure pipelines, lending continues in judicial metros
The number of deals done fell in the third quarter, but deal value more than doubled over the second quarter.

M&A: Big pricey deals dominated Q3

SNL Report: Midwest leads country in deal volume
Bank merger making concentrates in a handful of big players.

Usual suspects top bank M&A league tables

SNL Report: Minority of “sellers” really mean it, says player
Banks' rep & warranty reserves continue decline

Banks' rep & warranty reserves continue decline

SNL Report: Major drop since yearend 2012
While other potential acquirers may have had a look at First National Bank, investor Gerald Ford saw a deal he couldn’t pass up.

Ford's transformative FDIC deal looks familiar

SNL Report: Turnaround specialist reverts to method of choice
Loss-sharing deals struck with FDIC have proven a challenging deal for the agency’s partner banks.

Loss-share headaches not ending soon

SNL Report: And the clock keeps running…
Some growth leaders owe their buildup to loans acquired in the course of acquisitions. Georgia’s Hamilton State Bancshares, for instance, bulked up on CRE through four FDIC-assisted deals over recent years. But most of the growth comes under agency loss-sharing agreements.

CRE loans rising

SNL Report: Community banks among growth leaders
Undercapitalized banks have been climbing out of the basement, according to SNL analysts.

Undercapitalized banks fall to lowest level since 2008

SNL Report: And reasons have grown more positive
SNL analysts find that much of what had been time deposits has slipped into more liquid accounts—or has been leaving banking.

Timed-out time deposits eroding

SNL Report: Time deposits fall by third in five-year period
Here and there banks are beginning to take advantage of economic improvement to begin active lending efforts again.

BankUnited among banks with credit pickup

SNL Report: Lenders begin snapping up loans
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