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Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest Rates Start 2024 at Seven-Month Low for U.S. Home Loans

Interest rates on 30-year fixed rates approaching 6.5%
Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Projections for Lower Interest Rates Will Impact Banking Decisions in 2024

Analysts believe that inflation may fall even quicker than expected
Markets Reach All Time Highs, Treasury Yields Drop

Markets Reach All Time Highs, Treasury Yields Drop

The United States stock market will finish its seventh straight week this week in positive territory
Bank Customers Nervous About Growing Use of AI

Bank Customers Nervous About Growing Use of AI

Survey finds consumers have clear views about how AI should be implemented
ICBA "Concerned” Over Revised CDFI Certification Application

ICBA "Concerned” Over Revised CDFI Certification Application

Other banking industry organizations applauded the Treasury Department for working with the industry on revisions
OCC Report Identifies Key Risks Facing Federal Banking System

OCC Report Identifies Key Risks Facing Federal Banking System

The regulator also published guidance on ‘Buy Now, Pay Later’ lending
Credit Card Satisfaction Among Small Businesses Higher Than Pre-Pandemic

Credit Card Satisfaction Among Small Businesses Higher Than Pre-Pandemic

The new survey found small businesses are spending an average of $13,000 per month on their credit cards
Atlantic Union Bank Fined $6.2 Million for Illegal Overdraft Fee Harvesting

Atlantic Union Bank Fined $6.2 Million for Illegal Overdraft Fee Harvesting

The bank said it “respectfully disagrees” with the decision
Third-Party Risk Management “Essential” As More Banks Partner with FinTechs

Third-Party Risk Management “Essential” As More Banks Partner with FinTechs

The OCC’s acting deputy comptroller for the Office of Financial Technology discussed agency supervision of banks’ use of financial technologies
M&A: First Western Announces Purchase of State Bank of Lismore

M&A: First Western Announces Purchase of State Bank of Lismore

Plus: WaFd and Luther Burbank have extended the deadline to complete their merger
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