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Five Things the Federal Reserve is Considering in Developing a Digital Currency

Five Things the Federal Reserve is Considering in Developing a Digital Currency

The Federal Reserve is researching the case for a central bank digital currency
How America’s Credit Card Management Is Improving

How America’s Credit Card Management Is Improving

Q3 2019 figures indicate “sound credit management” by consumers as total number of accounts falls for only the second time in seven years
With Marcus Adding Checking, the Biggest Digital Disruption for Banks Could Actually Come From Goldman Sachs

With Marcus Adding Checking, the Biggest Digital Disruption for Banks Could Actually Come From Goldman Sachs

“We aspire to be the leading digital consumer bank."
M&A Activity in Banking and Payments to be ‘Robust’ in 2020: PwC

M&A Activity in Banking and Payments to be ‘Robust’ in 2020: PwC

$37.4 billion worth of M&A deals completed in Q4 brings FY2019 total to $87.2 billion – 1.8 times more than previous year
How the Digital Payments Market Will Grow by $2 Trillion in Four Years

How the Digital Payments Market Will Grow by $2 Trillion in Four Years

Global digital payments will total $6.7 trillion by 2023, with the US and China expected to dominate peer-to-peer and point-of-sale sectors
Third Quarter Brings Mixed Bag for Loan Delinquencies, ABA Data Shows

Third Quarter Brings Mixed Bag for Loan Delinquencies, ABA Data Shows

Credit card late payments fell but auto, home and personal loans all saw delinquencies rise in Q3
Citigroup Credit Card Strategy Is Working: Bank Beats Estimates

Citigroup Credit Card Strategy Is Working: Bank Beats Estimates

Citigroup yields much of its retail banking revenue from its credit cards and enjoyed double digit gains year over year
Visa Buys Payment Network Fintech Plaid in $5.3bn Mega-Deal

Visa Buys Payment Network Fintech Plaid in $5.3bn Mega-Deal

Plaid is a payments network that enables users to connect their financial accounts to third-party mobile applications
Banks Urged to Choose Convenience to Retain Customers

Banks Urged to Choose Convenience to Retain Customers

Banking customers will increasingly choose convenience over risk
Frenemies – The Tenuous Relationship Between Financial Institutions and Fintechs

Frenemies – The Tenuous Relationship Between Financial Institutions and Fintechs

Fintechs often fulfill a need that their own product offerings cannot
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