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Majority of Americans Reliant on Credit Card Rewards During Holidays

Majority of Americans Reliant on Credit Card Rewards During Holidays

Electronic Payments Coalition survey found that most Americans currently have a credit card with a rewards program
Navigating the Buy Now, Pay Later Wave Amidst Soaring Interest Rates

Navigating the Buy Now, Pay Later Wave Amidst Soaring Interest Rates

Consumers are increasingly gravitating towards BNPL options
Banking Exchange Will Host a Discussion With the Federal Reserve and Alacriti on ACH Modernization

Banking Exchange Will Host a Discussion With the Federal Reserve and Alacriti on ACH Modernization

On November 7, Banking Exchange will host a discussion on ACH evolutions
Over 100 Organizations Sign Up To Use FedNow

Over 100 Organizations Sign Up To Use FedNow

The US instant payment service has experienced major user growth since its launch
Federal Reserve Publishes Guidance For FedNow RFPs

Federal Reserve Publishes Guidance For FedNow RFPs

Market practices have been released to standardize the implementation of instant payments
Consumers Interested in Embedded Finance Offerings

Consumers Interested in Embedded Finance Offerings

Fear of recession continues to impact habits despite improving economic outlook, according to survey
Spenders Prefer Debit Cards for POS Payments: Survey

Spenders Prefer Debit Cards for POS Payments: Survey

Debit cards are dominating consumer payment methods over digital, cash and credit
Are Credit Cards an Obstacle in Managing Finances?

Are Credit Cards an Obstacle in Managing Finances?

A study has found that many Americans are looking for alternative payment options to traditional credit
How Real-Time Payments Data Gives Banks a Competitive Edge & a Bottom Line Boost

How Real-Time Payments Data Gives Banks a Competitive Edge & a Bottom Line Boost

One of the most fundamental and historic questions in commerce is, “When will the money arrive?”
FedNow Firsts: Alacriti Hails Payment System Debuts

FedNow Firsts: Alacriti Hails Payment System Debuts

The first banks and credit unions have utilized the Federal Reserve’s new instant payments system
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