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William Mougayar, author of The Business Blockchain and an active investor and advisor in cryptotechnology, looks at the implications of the growing blockchain evolution.

Why are we still using checks?

Blockchain could play large role in revised payments schemes
Steady debut for faster ACH payments, according to NACHA's report.

Same-day ACH one month in

Even consumers get into the stream
CapGemini study advises that banks try out the technology as they can, but also put aside hype and use it for applications that really make sense.

Smart contracts in your future?

Blockchain application holds promise for banks of all sizes
The bureau's final rule on prepaid cards may influence which programs survive into the future, warns an industry group.

CFPB hits prepaid card accounts hard

Final rule on prepaid and mobile commerce requires many protections required for traditional products
Increasingly the smart device defines the consumer retail experience, from shopping remotely to shopping in stores—and, by the way, paying for it all.

M-commerce transforming retail point of sale

Lines blur between shopping and payment channels as America goes increasingly mobile
"Clothespin," for consumers who use laundromats and commercial laundromats, makes the experience more convenient. That's a sample of how Mastercard's APIs help developers come up with helpful apps.

Why not a laundry app?

Mastercard introduces easy integration with payments services for developers
Non-cash payments reach records

Non-cash payments reach records

Evolving global payments landscape see banks embracing fintechs—and “regtechs” too.
Sept. 23 marks the beginning of a new era for U.S. payments.

Same-day ACH starts next step toward faster payments

Settlements to cycle three times a day, vs. overnight
New report by Futurion compares 15 large-bank mobile remote deposit programs in depth and presents some troubling statistics for community banks.

Who’s winning mobile remote capture race?

Report cites Capitol One and BBVA, points to community banks’ adoption and growth challenges
Heading off potential ACH fraud

Heading off potential ACH fraud

Impending same-day ACH rollout raises stakes in anti-fraud effort
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